Done For You Free Earnings Ad Campaign

 

One of the main problems that people face when working online, especially as a beginner, is knowing how to create an effective ad campaign. Its a skill that is learned over time and most definitely places the professional marketer at a distinct advantage.

When it comes to creating an ad campaign there seems to be a lot to learn at first, and this puts most people off. Yet having an effective ad campaign can really make the difference between success and failure.

To help offset this barrier to success I have created a completely done for you ad campaign that I have tested a lot and I know to be extremely effective. The campaign includes a capture page that is designed to attract a free to join target audience, and multiple follow up emails.

This ad campaign can be adjusted to help you build a team on ANY free earning website that you choose. I will explain more about how to adjust the campaign to suit the site you want to promote in another blog post.

To use my ad campaign yourself you will need to have a free account on Leadsleap – no upgrade is required to use this system. The free account will provide you with everything you need for your ad campaign.

Please click this link to join Leadsleap if you have not already got an account.

Follow these simple steps to get a copy of my ad campaign:

Step 1

After joining Leadsleap you will need to navigate to the page management section of the site first of all. Clicking the page management link just provided should take you straight to the correct place, or you can click on page manager on the site menu. On the Page Manager section click on the blue create a new campaign button as shown below:

Step 2

When you click the add new campaign button a form will pop up for you to name the campaign that you are about to create. Add a name such as Free Earning Campaign and click on the blue add now button:

Step 3

When you have added a new campaign you will see it on the page manager page as shown below. You need to click on the Add A New Page Button in the middle of the campaign section:

Step 4

Another pop up form will appear where you can choose to add a blank page or import using a Share Code. To get a full copy of my ad campaign you will need to use the Share Code ftdNkXU and click on Import Now button. This will import my capture page and emails into your Leadsleap account.

Just after you import the page you will see a message saying this list does not exist, just ignore this for now because we will be creating the list in a few moments.

The capture page that you have imported into your Leadsleap account looks like this:

To check you have imported the page and it is ready to use simply click on the link that is showing on your ad campaign section:

The link provided on your campaign section is the one that you share on traffic sites to get subscribers to your email list. Should the link not work check that the status of the page is showing as active (bottom right corner). If it says inactive simply click the arrows to activate your page and check again if the page is showing when you click the link.

Connecting Page to My Free System

When you use a capture page like the one provided it is very important that your subscribers are sent regular emails to help them follow the system correctly. This is what will help you gain referrals who are actually active on the earning sites.

Leadsleap does allow you to send emails to your subscribers, but without paying to upgrade this is quite limited. So we can work around this issue, I have added automated emails to my website Elite List Building. (Should you wish to use the paid option for Leadsleap please go to the next section).

To use this free system you need to connect your capture page to Elite List Building with your own referral link (so your leads become your team members on there as well). To do this log in to Elite List Building and navigate to the affiliate tools section. Copy your referral link as shown below and we will connect this to your capture page.

After copying your ref link from Elite List Building you need to open the capture page editor on Leadsleap. Go to the page manager section and click on launch editor button:

On the editor page click only on the list section in the side menu. This will open a page with a redirect box where you should paste your referral link for Elite List Building. Don’t forget to save the change by clicking the green save button at the top right of the page.

When you have updated this inside your capture page your subscribers will join your team on Elite List Building. I can then send the automated emails on your behalf which will guide your team members on what to do.

Using the Paid Option for Emails

If you prefer to pay for the upgrade on Leadsleap, or are already upgraded to a Pro account on there you can import my emails direct to your account.

It is important that you DO NOT share your capture page until you have checked and updated the emails for this campaign.

My Daily Promoting Routine

 

When working online you have to learn how to promote effectively to gain a steady flow of leads into your business. Without doing that, earning is much harder and more time consuming than it needs to be.

I have been working online for more than 10 years now, and the one thing that I wish I had learned much earlier is how to promote effectively. It is something that most people appear to have a problem with at some point.

To help reduce the frustration levels that often accompany learning how to promote effectively, I am sharing my own daily promoting routine today. This routine has worked for me now for many years.

Before you start promoting it is essential that you are using a capture page system in my opinion. Not using a capture page is the main mistake that people make online. This is why I have provided a 100% free method of using capture pages to help you get started.

First Steps

To start working on your daily routine for promoting I highly recommend using the first 4 sites that I suggest below. Not only are they some of the most effective traffic sites I have found online, but you will be able to earn upgrades just for using these sites as well. This gives you a solid foundation and allows you to move into using paid advertising which is much more effective than free ads.

Remember to ALWAYS promote your capture page when using these sites to maximize results.

Leadsleap

Leadsleap is the first traffic site I recommend. It is a true marketing machine, and learning to use it effectively will make a huge difference to your success levels. It is a massive site with a lot of tools but don’t let overwhelm put you off using it. Its quite simple to use when you know how.

After joining the first thing you should do is import my capture page (instructions here) and then create an email list (instructions here). After that you should add your first advert. As a free member you will have 3 free ad spaces – add the same advert to all 3 slots.

Click Here For Instructions About Adding Your Advert To Leadsleap

Daily Routine – Log in and surf 10+ pages (the more you surf the more ad credits and cash you will get. Do this even if you have upgraded.

Work on this consistently and you can earn your way to a pro upgrade which will fully automate your advertising for you.

Infinity Mailer Boost

The second site I recommend you use is Infinity Mailer Boost. With this site you should also login daily and read at least 10 emails per day. The more you read the more ad credits and cash you will get. Do this even if you have upgraded to maintain your 80% commission rate.

Work on this consistently and you can earn your way to an upgrade which will allow you to send an email each day.

Infinity Traffic Boost

The next site I recommend for your daily promoting routine is Infinity Traffic Boost. It is the sister site of Infinity Mailer Boost and works in the same way. On this site you surf pages instead of reading emails, but you should aim to surf at least 10 ads daily here as well.

Just like Infinity Mailer Boost, the more you read the more ad credits and cash you will get. Do this even if you have upgraded to maintain your 80% commission rate.

Work on this consistently and you can earn your way to an upgrade which will allow you to increase the number of adverts you have running for you on autopilot.

Website Traffic Rewards

The next site I recommend you work on every day is Website Traffic Rewards. On this site you will earn either $0.10 or $0.20 per day just for logging in. If you also read the emails from the credit mailer you will add extra ad credits to your account AND you can win cash and extra advertising too. Keep an eye out for the winner notification at the top of the page you have opened.

Building Momentum

It is vital that you work on building momentum when you are promoting by using traffic sites, but in my opinion this is done in completely the wrong way by most people. There is a temptation to try and add your advert to as many different traffic sites as you can to build momentum, but not only does this take a lot of time and effort, it can dilute your results as well.

Instead of using this novice approach, I recommend working on slowly building your traffic levels up using a much more sustainable method.

The method I use is to work on getting referrals for each of the four sites above. This brings in a constant flow of commission which pays for the upgrades on each of the four sites AND provides an overflow of commission too. In other words I earn more back from each site than I use to pay for the upgrades.

Using this overflow of commission I then add an extra traffic site to my routine. I can pay for the upgrade immediately from my commission earned, BUT I personally prefer to test sites before upgrading. I like being more selective about which sites I pay for, so I focus on testing 1 or 2 sites each day as well as using the sites above. This allows me to create a daily routine that is not overwhelming or chaotic. It is very achievable and structured instead.

The first site I recommend you add to your existing daily routine above is Herculist. You can use this site daily to send emails even as a free member. Use it daily and track your results so you can test which email is working best for you.

Personally I have now upgraded on Herculist as I have been getting consistent results promoting on there each day for free.

Extra Advertising

As I just explained I DO NOT follow the principle of getting my advert out to as many sites as possible, and I prefer to work on a quality over quantity approach. The only exception to this rule that I have is when you can add your advert to a site for free and use promo codes to save time trying to earn credits.

I am currently adding a list of promo codes to Elite List Building as and when I find them. I am also providing extra promo codes in my emails for the Simple Success System (which you can subscribe to inside ELB). Only by reading my emails will you also be able to import additional capture pages that I have created to increase conversion rates from using specific traffic sites. I provide a LOT more guidance about building momentum and using traffic sites effectively within those emails as well!

Randall

‘Debit cards can build credit,’ plus other bad advice this debt expert wants you to ignore

1. Bad advice: You should refinance your house to pay down credit card debt

The last thing you want to do if you’re struggling to pay off your credit card is to put yourself in jeopardy of losing your home as well.

Borrowers typically refinance their home if they want to lower the interest rate on their mortgage, and thus lower their monthly payments.

But when you refinance your home in order to free up money to afford payments on your credit card debt, you’re converting unsecured debt (credit card debt) to secured debt (mortgage), Tayne says.

“Refinancing your home to pay down credit card debt can be a bad idea because secured debt means that if you fail to make payments on the debt, the lender has collateral they can use to satisfy the debt,” she says.

In other words, if you prioritize paying off your credit cards and end up defaulting on your mortgage, you could end losing your home. 

Not to mention, there are closing costs and fees associated with a refinance and you could end up paying more for the debt than was necessary.

2. Bad advice: Use balance transfers to “pay off” credit card debt

A balance transfer credit card can let you take advantage of zero interest while paying off your debt, but there are a few caveats to consider before applying for one.

Firstly, your credit score matters. Most balance transfer cards, like the Citi® Double Cash Card, the Citi Simplicity® Card and the U.S. Bank Visa® Platinum Card, require good or excellent credit to qualify. The Aspire Platinum Mastercard® is one that allows people with fair credit to apply, but the introductory 0% APR period is much shorter than those for better qualified candidates (just six months, compared to over a year with other cards).

Even if you do get approved for a balance transfer card with less-than-stellar credit, your credit limit on that new card will be considerably low.

If you have a lower line of credit on your balance transfer card, then there’s a limit to how much you can move over to the new card. And you could end up with a high credit utilization ratio on the new card because you are using up much of your available credit. A high balance on a card, coupled with a low credit limit, means a higher utilization rate overall and that can cause you to have a lower credit score.

But Tayne also emphasizes that you’ll want to review your budget before considering a balance transfer. “If you don’t have the funds in your budget to pay down the debt over the 0% period, you’re merely shifting the debt around and ultimately making the problem worse by delaying it,” Tayne says.

Do your research before applying for a balance transfer card to ensure it’s worth it. A hard inquiry shows up on your credit report each time you apply for a new credit card (which dings your credit temporarily) and some balance transfer cards have high APRs after the intro period ends. Plus, many cards also charge balance transfer fees, so research what is the best fit for you and those with no fees.

3. Bad advice: Borrow from your 401(k) to pay down debt

Withdrawing from your 401(k) early is hardly ever a good idea, even if it seems like your only choice when you are in a financial bind. 

Taking money out — with or without a penalty — will only further set back your retirement savings goal.

“If you borrow from your retirement plan to pay down debt, you lose out on earnings, potentially delay your retirement plans and make it more challenging to build the fund, depending on your age and cash flow needs,” Tayne says.

Even in the case of the recent stimulus package, which relieves Americans of the penalty fee when withdrawing from their 401(k), there are still taxes that will be applied when you pay the loan back. “You’ll be using taxed income to do so, meaning you’re paying back more than you borrowed because of taxes,” Tayne says. 

4. Bad advice: “To have great credit, all you have to do is make sure to pay at least minimums every month”  

While making consistent and on-time payments on your credit card bills each month is a surefire way to build good credit, it’s best to pay your balances off in full if you can.

If you don’t pay your balance in full each month, you’ll get stuck with high APR charges. And those charges grow more each month thanks to compound interest.

To see how compound interest works with your credit card interest rates, take a look at the table below. Using 5-, 10- and 15-year timelines, you can see the affect of a 16.61% interest rate (the average credit card APR by the Federal Reserve’s most recent data) on a $6,194 credit card balance (Americans’ average credit card debt). Assuming that you’re only making the minimum payment, the compounded interest alone adds up to be quite expensive over time — so much that it surpasses your initial balance after 10 years.

	Total credit card balance	Interest accumulated
After 10 years	$15,698	$6,540
After 15 years	$26,355	$10,657
After 5 years	$9,158	$2,964
Principal amount	$6,194	$0

Since paying only the minimum on your credit card can put you much further in debt — and increase your utilization rate over time — Tayne advises cardholders to create a budget that allows them to pay their balance off each month and stick to it. Consider 0% APR credit cards, like the Wells Fargo Platinum Card and the Amex EveryDay® Credit Card, to avoid paying interest on any new purchases when you carry a balance for an certain period of time.

“Having good credit is more than making on-time payments and minimum payments,” she says. “Many additional factors go into the scoring models.”

5. Bad advice: “Once you damage your credit score, it cannot be rebuilt”

Your credit score can always improve, it just takes time.

While missed or late payments reported to the credit bureaus will stay on your credit report for seven years, they have less of a negative impact on your credit score with each year that passes. This timing rule is also true for bankruptcy filings and foreclosures that end up on your credit report; as the years progress, their impact lessens.

If you’re looking to recover from damaged credit, know that there is light at the end of the tunnel. Work on paying your bills on time, in full and maintain a low credit utilization rate. You can also get help negotiating your credit card debt by speaking to a local debt-relief lawyer or debt professional. Check with your state attorney general and/or local consumer protection agency for a reputable debt-relief law firm or contact the National Foundation for Credit Counseling or the Association of Independent Consumer Credit Counseling Agencies to see how someone there can help you.

“There is hope and a chance to rebuild poor credit scores,” Tayne says. “Resolving debt through settlement also doesn’t irreparably damage your credit.”

6. Bad advice: “Debit cards can build credit”

Debit and credit cards are two entirely different things. When you use a debit card, the money is withdrawn directly from your checking account. Debit card (and other prepaid card) activity does not get reported to the credit bureaus, it will never end up on your credit report and it has no direct influence on your credit score.

If you’re looking to build credit, a debit card won’t help and in fact using only debit can harm you. Tayne recommends those new to credit start by applying for a secured credit card. Secured cards, such as the Capital One® Secured and the Citi® Secured Mastercard®, are for beginners as they don’t require good credit to qualify. Many require a security deposit up front that acts as your credit limit, but allow you to graduate to an unsecured card once you prove you can handle monthly bill payments on time and in full.

How to Build Credit

Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment.

But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place?

Several tools can help you establish a credit history:

• If your aim is to get a credit card, you could start with a secured credit card or co-signed card, or ask to be authorized user on another person’s card.
• If you want to build credit without a credit card, you might try a credit-builder loan, secured loan or co-signed loan. There are also ways to use rent, phone and utility payments to build credit.

5 ways to build credit

1. GET A SECURED CREDIT CARD

If you’re building your credit score from scratch, you’ll likely need to start with a secured credit card. A secured card is backed by a cash deposit you make upfront; the deposit amount is usually the same as your credit limit.

You’ll use the card like any other credit card: Buy things, make a payment on or before the due date, incur interest if you don’t pay your balance in full. You’ll receive your deposit back when you close the account.

NerdWallet regularly reviews and ranks the best secured credit card options.

Secured credit cards aren’t meant to be used forever. The purpose of a secured card is to build your credit enough to qualify for an unsecured card — a card without a deposit and with better benefits. Choose a secured card with a low annual fee and make sure it reports to all three credit bureaus, Equifax, Experian and TransUnion.

2. GET A CREDIT-BUILDER LOAN OR A SECURED LOAN

A credit-builder loan is exactly what it sounds like — its sole purpose is to help people build credit.

Typically, the money you borrow is held by the lender in an account and not released to you until the loan is repaid. It’s a forced savings program of sorts, and your payments are reported to credit bureaus. These loans are most often offered by credit unions or community banks; at least one lender offers them online.

Another option: If you have money on deposit in a bank or credit union, see about a secured loan for credit-building. With these, the collateral is money in your account or certificate of deposit. The interest rate is typically a bit higher than the interest you're earning on the account, but it may be significantly lower than your other options.

3. USE A CO-SIGNER

It’s also possible to get a loan or an unsecured credit card using a co-signer. But be sure that you and the co-signer understand that the co-signer is on the hook for the full amount owed if you don't pay.

4. BECOME AN AUTHORIZED USER

A family member or significant other may be willing to add you as an authorized user on his or her card. Doing so adds that card's payment history to your credit files, so you'll want a primary user who has a long history of paying on time. In addition, being added as an authorized user can reduce the amount of time it takes to generate a FICO score.

You don't have to use — or even possess — the credit card at all in order to benefit from being an authorized user.

Ask the primary cardholder to find out whether the card issuer reports authorized user activity to the credit bureaus. That activity generally is reported, but you’ll want to make sure — otherwise, your credit-building efforts may be wasted.

You should come to an agreement on whether and how you’ll use the card before you’re added as an authorized user, and be prepared to pay your share if that's the deal you strike.

5. GET CREDIT FOR THE BILLS YOU PAY

How to Rehire Furloughed Employees

You furloughed your employees, and now you want to bring them back. Do you know how to rehire furloughed employees?

Like hiring workers for the first time, rehiring furloughed employees requires careful thought and consideration, some paperwork footwork, and detailed recordkeeping.  

How to rehire furloughed employees 

Whether you are bringing back furloughed employees for PPP loan forgiveness or are simply ready for more hands on deck, you need to know how to rehire furloughed employees. 

1. Create a plan

First things first: you need to create a return-to-work plan outlining new procedures, staff members, and employee responsibilities. If you’re bringing furloughed employees back during COVID-19, you likely have new sanitation guidelines all employees must adhere to.

You may not be able to end the furlough immediately for all your workers. So, you must figure out which furloughed employees you are able to bring back. You might adapt your company’s budget to verify you can afford to bring back workers.

2. Draft your return from furlough notice

Create a written return from furlough notice and send it to the worker. That way, you have a paper trail showing that you sent the notice (as well as when you sent it). 

Give the employee plenty of time when sending your return from furlough notice. Don’t send the notice the day before you expect the employee to return to work. 

Include ample information in the notice so the employee knows what they’re agreeing to if they come back to work. 

Your return from furlough notice should include things like:

• Employment offer
• Return-to-work date
• Changes in job duties
• Employment status (e.g., hours)
• Pay and benefits information
• New procedures (e.g., COVID-19 safety procedures)
• Employee deadline to respond to the letter

3. Bring employees back

The furloughed employee is not required to accept your rehire offer. They may have found another job. Or, maybe they don’t want to come back to work. 

But if a furloughed employee does accept your offer to return from furlough, you can bring them back. 

Provide information on job responsibilities, especially if they’ve changed since the employee was furloughed. Conduct background checks, if applicable. And, add the employee back on payroll. 

Generally, furloughed employees remain on employer-sponsored health plans, unlike laid-off workers whose COBRA coverage might kick in. But if you removed the furloughed employee from company-sponsored benefits, distribute paperwork and reinstate them as appropriate. 

4. Keep documents in your records

Whenever you do something employee-related, you need to keep detailed records, especially when hiring or terminating employees. 

Depending on how long the employee has been furloughed, you may need to brush up some of your original onboarding paperwork (e.g., background check). And if you make any changes to the employee’s pay rate, pay frequency, or employment status (e.g., full-time vs. part-time employment), you need to record it.

If you’re bringing back furloughed employees in response to receiving a PPP loan, keep documents detailing things like:

• A copy of the return from furlough notice
• When you sent the return from furlough notice
• The employee’s response to your rehire offer (i.e., whether they accepted or declined)
• What day the employee resumed work
• Pay-related information 

5. Consult an expert 

Situations may differ. Your state might set different rules for rehiring furloughed employees based on how long they were furloughed for. 

For example, depending on how long the employee was furloughed, you may need to: 

• Update or complete a new Form I-9
• Conduct a background check or drug test

How to Pay Employees: Types of Payment You Can Offer

How do you pay your employees? With checks? Direct deposit? Other? There are a number of ways to pay employees, especially as money continues moving into the digital sphere. If you want to know how to pay employees, take a look at your options.

And boy, do you have options. You can cut employees a check, deposit money directly into an account, or hand them an envelope filled with cash. 

So, which options are the best ones for your business? Read on to compare the payment methods for employees. 

How to pay employees 

Knowing which employee payment method to use is just part of the fun. Before you get to the distributing wages step of the payroll process, you need to calculate employees’ gross wages and withhold taxes and other deductions. 

However, this article won’t get into the nitty-gritty details of the payroll process. Instead, it’ll focus on different ways to pay employees, including check, direct deposit, pay cards, cash, and mobile wallet. 

Find out how to pay your employees by looking at the different types of methods and seeing which one makes the most sense for your business. Pay attention to costs and your employer responsibilities, too. 

Paycheck

Paying employees with paychecks is one of the most popular payment methods. You may consider paying your employees by either writing or printing payroll checks. 

Unlike payment methods involving electronic funds transfers (e.g., direct deposit), employees do not need to have bank accounts to receive their wages via check. Instead, employees can use a check-cashing service (for a fee) to receive their wages. 

Before deciding to offer this payment method, consider the pros and cons. For example, some employees may prefer the privacy of receiving paychecks because they don’t need to share banking information. But, paychecks can get lost or stolen.  

Time and cost of using paychecks 

Handwriting a paycheck can be time-consuming for employers. Writing out checks each pay period takes time, especially if you have a number of employees. 

If you decide to print your employees’ paychecks, you can save considerable time from writing them all out. But if something goes wrong with your printer (or if you run out of ink), you may have to resort to handwriting checks. 

Plan to spend money on blank checks if you handwrite checks. And if you print paychecks, you need check stock, ink, and a printer. You might even need a special MICR printer with magnetic ink. 

Direct deposit

Direct deposit is the most common payment method, with 82% of U.S. workers using it. One of the biggest benefits of direct deposit is convenience. 

With direct deposit, there’s no need to physically hand an employee their wages. So, if you or an employee is on vacation, direct deposit recipients will still receive their wages on time. 

Once you receive an employee’s banking information, you can directly deposit their wages each pay period through an electronic funds transfer (EFT). 

Before deciding to use direct deposit, understand the time frame for processing. If you do not run payroll by a certain day, your employees won’t receive their wages when expected unless you expedite the process or use another payment method.  

Time and cost of direct deposit 

Direct deposit is a relatively quick process, unless you miss your time frame for processing. Generally, the most time-consuming part is setting up direct deposit. 

Keep in mind that direct deposit comes with some fees you need to know about. You may need to pay set-up fees, monthly fees, and a small fee per pay period. Set-up fees could range from $50-$149, and transaction fees might be $1.50 per transaction. 

However, you may not be responsible for footing the direct deposit bill. If you have online payroll software, direct deposit might be incorporated at no added cost. Check to see if your payroll software provider offers direct deposit at no additional cost.  

Payroll cards

A pay card (or payroll card) is a prepaid card that employers can use to pay employees. Each payday, the card is loaded with the employee’s wages for that pay period. 

Employees can use the pay card like a debit card, or they can withdraw wages through an ATM or bank cashier. Unlike direct deposit, employees do not need a bank account to receive their wages. 

Time and cost of pay cards 

Although using pay cards can save you time, there are a number of fees associated with this method. 

In addition to set-up costs, employees may incur fees. Depending on your state, you may be required to pay these fees for your employees. 

Cash

Paying employees cash is another type of payment you have at your disposal. But if you decide to pay employees in cash, you must be extra careful when it comes to keeping records. 

Cash payments to employees might make the IRS suspicious that you aren’t taking out the correct tax amounts.

Paying employees in cash makes it more difficult for you to keep track of payroll records. Unlike other payment methods, there isn’t an automatic audit trail (e.g., bank records) when you pay in cash. 

Time and cost of paying cash 

Paying employees in cash does not require immediate fees like with direct deposit, payroll cards, and paychecks. 

But, paying in cash puts you at a higher risk for an IRS audit, which costs significant time and money. 

Mobile wallet

Another payment option increasing in popularity is the use of mobile wallets (e.g., Venmo or Apple Pay). 

Mobile wallets for payroll require you to deposit employee wages into their phone’s electronic accounts. Employees with mobile wallets can use the funds in their accounts to directly make purchases. 

Time and cost of mobile wallets

Depositing money into an employee’s mobile wallet is a relatively streamlined process for both employees and employers. 

But before choosing mobile wallets as your payment method of choice, think about the associated fees. Fortunately, the fees for person-to-person transfers are either nonexistent or small when paying with a bank account. 

However, employees may have to pay a fee when withdrawing money from their mobile wallet.  

Providing a pay stub 

Depending on your business location, you may be required to provide a pay stub to your employees—regardless of their payment method. Pay attention to pay stub requirements by state to stay compliant. 

So, what is a pay stub? Pay stubs show employees their gross pay, deductions, and net pay. Think of a pay stub like a receipt that shows employees you’ve paid them. 

Payroll recordkeeping 

Regardless of the payment methods for employees, you need to keep accurate records for at least three years. 

Detail information like the date, amount, and pay period for all employees. And, record gross wages, deductions, and net pay. 

How to pay your employees: What not to do

Can an employer require direct deposit, pay cards, cash, paychecks, or mobile wallets? 

Most states have laws that regulate when you can make certain types of payment mandatory, like direct deposit and pay cards. Typically, you will need to offer more than one payment method to your employees.

For example, you can offer employees the option to receive their wages via direct deposit or through paper checks. That way, employees without bank accounts can receive their wages.

When choosing how to pay employees, don’t violate state laws. Work with your employees to ensure the payment method works for them.